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Buy a Home

Buying a Home in Intown Atlanta

Ready to buy a house, but overwhelmed by the prospect of such an important purchase? At Adams Realtors we want to make your home-buying experience as stress-free as possible. So let us help you sort through the details and move you through the process. Here is what you can expect:

loanapproval

Getting Loan Approval

First, we can put you in touch with a number of highly qualified and professional loan officers. Once you choose the best person for you, that loan officer will review your financial profile and help you determine how much you can afford to spend on a house. Mortgage companies make decisions based on your credit history. Should you have any credit problems, a loan officer can also make suggestions about how you can clear them up. For a no-obligation assessment of your mortgage-readiness, you might consider contacting Al Alford (NMLSR ID 790972)(walter.alford@wellsfargo.com), who works for Wells Fargo Home Mortgage.


Finding a House

buyinghome

Next, talk with one of our agents and tell us where you would like to live, if you know, and what you “must have” in a home, such as number of bedrooms and bathrooms, house or condo, size of yard, etc. We will ask you key questions to help you refine your search. (You can start your search right away using the Search options running along the top

of every page of this website. You can even save your searches with us to streamline your home-buying process even further.)

Your Adams agent will then suggest some neighborhoods and specific listings you might want to consider. When you finalize the list of prospective properties you would like to see, your agent will take you to visit the homes. (See Two Ways to Work with an Agent)

 

Making an Offer

closingdealOnce you identify the property that will best meet your needs, your agent will help you prepare an offer, making sure that you have considered all aspects of the contract before entering into a negotiation with the Seller. For example, your Adams agent will help you verify that the price is appropriate for the market and not too high. Your agent will also help you propose realistic timeframes for making inspection, obtaining the loan and closing the sale, among many other considerations.

After you and your Adams agent negotiate all the terms of the purchase and sale agreement, your soon-to-be-new home will be “under contract.” Your agent will then help you hire a home inspector, negotiate repairs and meet all deadlines specified in the contract, among other activities. (See Buyer’s Checklist)

Closing the Deal

Finally, your Adams agent will accompany you to the closing, make sure the settlement statement is correct, answer any questions and congratulate you on the purchase of your new home!

 

About Us

• As a native Atlantan who grew up in a house built by my grandparents in 1902 across the street from Grant Park, I have always loved the City’s downtown and historic intown neighborhoods. I went to school from the first grade through graduate school in downtown Atlanta.

As a child growing up in the 1950s and 1960s, I witnessed and mourned the decline of those wonderful old “close-in” neighborhoods and their business districts. By the time I was in my early 20s in the late ’60s, I had gotten involved in early intown revitalization efforts in Grant Park under the auspices of a program known as “Model Cities.” After a tour of duty in the Army and Graduate Business School at Georgia State University, I joined the forerunner of the Grant Park Neighborhood Association in late 1974. In the early 1970s most intown neighborhoods were “redlined” by banks and neglected by the local government. The neighborhood revitalization movement in Atlanta was in its infancy. Banks refused to make real estate loans in these “high-risk” neighborhoods. The level of city services was poor and to make matters worse, the city had rezoned many of these neighborhoods from single-family to multifamily residential in the 1950s.

I became a neighborhood activist in Grant Park and, along with others, helped to bring about one of the largest “down zonings” in City history, converting the area back to single-family/duplex zoning from apartment zoning. I was also a community representative and later President of the local Neighborhood Housing Services program, which helped local lenders understand the housing market in the City’s neighborhoods and helped end their practice of not making loans in these communities. I later served as a neighborhood association and Neighborhood Planning Unit (NPU) Chair as well as a board member of the civic groups working to restore the Cyclorama in Grant Park and historic Oakland Cemetery.

All these experiences have had a profound effect on me and the company that I founded in 1979. I had a commercial real estate background but came to realize that strong neighborhoods are vital to a city’s quality of life and its commercial core. Adams Commercial’s approach to real estate has always reflected the values of neighborhood activism. Our transactions involve people, not just numbers. We are in the problem solving and information business. After more than 40 years of service, our goal is to complete our client’s purchase or investment while at the same time adding value to the community through that transaction.

I hope that you find our website to be a helpful tool whether you are planning to buy, sell or are trying to get a good feel for the state of the commercial real estate market in Atlanta. If you have any questions or comments, please e-mail me at wtadams@adamscre.com. If you have an interest in commercial real estate, please visit our Adams Commercial Real Estate Website at adamscre.com.

Thanks,

Bill Adams, MBA, CCIM, ALC, CRB
President
ADAMS COMMERCIAL REAL ESTATE
Atlanta, GA

Our Core Values: Success, Integrity, Wisdom, Dependability, Community

At Adams Commercial we define SUCCESS when our clients get up from their closing with a smile. To accomplish this,  we start by putting the needs of our clients first, which to us is the essence of INTEGRITY. We bring the collective WISDOM of our agents to every real estate deal … wisdom that comes only from the company’s years of business experience and expertise in intown markets. Whether it is showing up at the appointed time or making sure all details are noted and deadlines met, we believe DEPENDABILITY is also an essential ingredient of a successful real estate transaction. We believe that your successful purchase or sale adds value to COMMUNITY. And we are proud to play a role in building and sustaining a thriving community.

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458 Cherokee Ave SE, Atlanta, GA 30312

404-688-1222
lauren@adamscre.com
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